Find a cheap health insurance plan without disturbing your budget

Cheap health insurance

A number of people go without any medical insurance each year. Increasing cost of premium is the main reason for not having a health insurance.

There are some people who have tried cheap health insurance but later found that it is not providing adequate coverage. Many people who are unemployed or stragglers don’t have the luxury of discounted premiums. Therefore, such individuals need a cheaper plan in order to deal other financial matters, conveniently. Most people think choosing such plans that have a higher number of deductibles would be a mistake to choose from. However, you can save on monthly premium if you select an insurance plan that has higher deductibles. Compare some plans having higher premium rates. For sure, you will notice the health insurance policies with the higher deductibles have affordable or lower premium rates. With this idea, you can raise your deductibles but subsequently, end up saving a large amount on monthly premiums.

If you are looking to buy a cheap health insurance plan from an agent, you should check whether he or she offers policies from several companies or not. If the agent is a particular company's broker then most probably he will not offer multiple choices. This way, you will have to face a salesperson that has the purpose to sell a particular policy. It is very important to compare the offers and choose the best one for you. All you have to do is to make sure the plans are from several companies.

There are plenty of private health insurance companies that offer a wide range of insurance plans. You can even ask for some free health insurance quotes online. This way you can check their deductibles and premium rates yourself. You can also compare, which company is a better suit for your needs. It is advisable to do it on your own. This will help greatly, as looking around is one of the best ways to buy cheap health insurance plan.

If you are a pregnant woman then you should select a health insurance plan that will support you in the delivery process. Health insurance plans should save you money in the long run. If you have a high deductible insurance plan that is saving a good amount on premiums then it means you are at a right place. Make sure generic prescription cover should be low. This way, you can go for a specific brand.

cheap health insurance

Abbottabad

Abbottabad

The beautiful city of Abbottabad is located in the Hazara District of the province of Khyber Pakthunkhwa, in Pakistan. The city was founded in 1863 and is at an elevation of 1,256m or 4,121 ft.  It sits in the valley among the mountains and is a popular city for tourists, with its pleasant weather and its historical significance.

The city was named after Major James Abbott when the area was under British Rule. Within in Abbottabad resides the PMA the Pakistani Military Academy where all future Army personnel of Pakistan begin their training.  It is also considered a city which retains a high standard for educational institutions.

Yet the history alone is not the reason for so many tourists. Abbottabad is a city of natural beauty, with the Sarban hills surrounding it and the city and its residents residing in the cradle of these hills the lush green forests that surround the city are breathtaking. Some resorts and guest houses have been made on the slopes of the Sarban hills and the view is breathtaking, with the Kashmir hills visible to the east and the Kaghan Valley to the north the natural beauty of this area is beyond words and as you travel further north, there are no words to describe the beauty.

Nathiagali, Ayubia and Naran are all major tourist areas when visiting Abbottabad and a must to truly see the beauty of the region. 

Abbottabad

Ziarat

Ziarat

Located in the province of Balochistan, Pakistan is Ziarat. It is the capital city of the mountains area of Ziarat District located 2542 meters above sea level. Ziarat means Islamic shrine and this particular city has a great deal of history and importance behind it.

It was once a popular summer resort for travelers and was the summer home of the Chief Commissioner of Balochistan. It is also famous for its Juniper forests, the largest juniper forests are in Ziarat in Pakistan.

Not only is Ziarat famous for its forest and stark beauty but for its importance in the history of Pakistan. The founder of Pakistan the Great Quaid-e-Azam Muhammed Ali Jinnah spent his last days in Ziarat in his residence there.  The building that was the last place of Jinnah was built in 1892 during the British Raj, constructed of wood it was originally designed as a sanatorium for European troops but was then converted into a summer residence. It is now a national monument that draws numerous tourists to Ziarat.

Unfortunately the landmark has suffered over the years. It was first damaged during the 2008 earthquake on October 8^th and then later in 2013. On June 15 the building was badly damaged by rockets fired on it by the Balochistan Liberation Army. 

Ziarat

Ziarat

Venice, Italy

Venice

A city in the northern part of Italy, on the coast of the Adriatic Sea, it is known for its fascinating

canal transport system and where art and history come together. A city known for romance and

beauty, Venice is breath taking.

With gondolas navigating the tight canals, walking in Venice is like walking into history, with all

the modern luxuries. Venice is a popular destination for honeymooners. Known as a city where

romance grows under the stars on a night gondola ride through narrow lanes of silent waters or

romantic, scenic walks across the bridges that span the canals.

Within Venice you will also find the beautiful sandy beaches along the Adriatic Sea, where

numerous resorts are open for the thousands of tourists that come to visit. Take a step back to

see the history that still lives on the canals of Venice, and why the city is said to be breathtaking

and beautiful and unique, visit the beautiful green scenery and small towns, with warm

welcoming people.

Venice

Rana Resort Park

Rana Resort Park, Lahore

Located in the heart of Punjab, Pakistan in the city of Lahore is one of the favorite locations for

locals and tourists to visit. A unique idea that has not been seen before in Pakistan.

The Rana Resort Park is located 69km south of Lahore near head Balloki. The resort covers

200 acres. On these acres families can enjoy walks in the jungle and grassy lawns, with

restaurants available to eat. They also have areas set aside for events such as birthday parties,

school events or any type of function.

At Rana Resort you will also be able to see various types of wildlife as it also has its own mini

zoo. If you prefer activities, families can, also, play table tennis, basketball, cricket or have Bar-

B-Ques over an open bonfire.

Whether you just want to take the family out for the day or spend the night, the choices are

endless. Rana Resort also has huts that can be rented for the night, so families can enjoy the

tranquility of nature close to home.

Rana Resort has spared no expense in creating a peaceful environment where families and

friends can spend a relaxing day in nature, they have insured and maintained a high level of

cleanness and safety.

Enjoy a day out at Rana Resort, and leave your worries behind.

Rana Resort Park, Lahore

Nathia gali

Nathia gali

A picturesque mountain area that is located in Hazara, in the province of Khyber Pakhtunkhwa

in Pakistan.

This area is a popular tourist area that draws thousands of people, local and from abroad to see

the immense beauty of the hills. The various hill stations are closely situated to one another

making travelling easy.

Nathiagali is part of the Galyat range it connects Murree and Abbottabad. The drive between the

two areas is approximately 34 km, one hour of driving; the road is winding and takes you

through the mountains where you are able to enjoy the pleasant weather, with numerous hiking

trails and picnicking areas, to help enjoy the beauty and weather of the area. Nathiagali is far

cooler than the rest of the Galyat range at it is situated at a higher altitude of 2,500 ft. above sea

level.

Nathiagali is famous for it’s beautify lush green valleys, that are home to hundreds year old oak,

cedar and pine forests. Along the road of Nathiagali you will find panoramic views of the

beautiful Kashmir Mountains and for those that are lucky and know where to look on a clear

day, you can even see the majestic beauty of Nanga Parbat from a distance.

Nathia Gali

Kalam Valley

Kalam Valley

This beautiful picturesque valley is located in the upper regions of Swat River, in the Swat

district, located in the province of Khyber Pakhtunkhwa.

The valley is has lush green hills covered in beautiful trees. The beauty is only enhanced by the

wonderful waterfalls and rivers running through the Kalam valley.

The Kalam valley is approximately 270 km from the capital of Pakistan, Islamabad. It is 2,000

meters above sea level. The Kalam Valley is a valley of plateaus that are fertile and full of

animal life.

The rivers Ushu and Utrot combine together to form the powerful Swat river, with mountains

circling the valley the beauty of Kalam valley is immense and beyond words.

The summer season brings with it the colorful beauty of followers and dark greener of the trees,

while the winter season covers the valley in a pure white carpet of snow, which is beautiful on its

own.

One of the well-known lakes in the Kalam valley is Mahodand Lake, immense and beautiful,

sitting next to the mountains.

The valley is a very popular spot for tourists who wish to see the beginning of heaven on earth,

there no place like it anywhere.

Kalam Valley

Babusar Pass

Babusar Pass

Babusar Pass which is also known as Babusar Top is a located near the Karakoram Highway. It

is a mountain pass that connects the Kaghan valley with Chilas. This amazing mountain pass

enables cars to easily access the Kaghan Valley.

The mountain pass is at an elevation of 4173 meters or 13,691 feet. The road from Naran to the

Babusar Pass is open from July to about mid-September when the monsoon season begins.

During this season movement across the pass is restricted until the following spring.

The Babusar Pass is 80 km from Naran. The beauty of the pass is beyond words. To right of the

pass one can see the beautiful snow covered peaks of Kashmir, to the north one can see the

magnificent Nanga Parbat.

The road itself is nothing but rock and dirt that treacherous and must be driven with caution.

Only four wheel drive vehicles can cross Babusar pass. The sides of the road are covered

slopes of grass. With beautiful flowers blooming during the summer season. With no trees it is

essential that travelers pack food.

Babu Sir Pass

Siri Paye

Siri Paye

Siri and Paye is a breath taking scenic location above Shorgran, it is not as popular as Shogran

but is worth the trip. Paya is a plateau above Shogran at 11,200 ft., which is home to a beautiful

lake that reflects the trees around it. Siri is another plateau where tourist accommodations are

available to enjoy the beauty that the area has to offer.

The trip to Siri and Paye is breathing taking alone, the twists and turns in the road offer beautiful

views of the tops of tress as though they were the valley. It is on these plateaus were the sky

meets the earth, with the vivid blue sky blending in with the lush green forests.

These meadows are a popular place for the locals as it is where their livestock grazes. The

locals themselves are warm and welcoming offering to show the unique beauty of their home to

travelers.

Siri Paye

Shogran Valley

Shogran Valley

A valley of immense beauty and tranquility, it is almost like stepping into a different world. The valley is situated at 7500 ft. it is 34km from Balakot and is on the way to Naran. It is a must see place, with its beauty.

The plateau of the valley allows you to see many magnificent views of some the most beautiful snow-capped peaks. From this point you can see the beauty of Musa ka Musalla, Makra and Malika Parbat.  The valley itself is surrounded by thick pine forests with rolling valleys of lush green.

The ideal time to visit this beautiful valley is from the month of June to August, during the time when the weather is pleasant and enjoyable.

Shogran has become a very popular tourist place and has living accommodations known as ‘guest rooms’ that can be rented.

shogran valley

  

Fairy Meadows

Fairy Meadows

Fairy Meadows was named by German climbers for its fairy tale like look. It is also known as

Joot. Fairy Meadows is located at the base of Nanga Parbat at 10,800 ft. The meadows are a

starting point for trekkers who wish to tackle the climb of Nanga Parbat from the Rakhiot side. ,

after

To reach the Fairy Meadows one first has to travel to by the Karakoram Highway to the Raikhot

Bridge from which point you would travel to the small village of Tato from where you would trek

5km.

The Fairy Meadows are located in the Raikhot valley with the Raikhot glacier on one side that

faces Nanga Parbat. The meadows are thriving with alpine forest and coniferous forests, which

are hundreds of years old. The beauty is breath taking, with a stream that feeds into the Indus

the meadows have become a popular place to camp during the six month tourist season which

runs from April to the end of September.

It is in these Fairy meadows that you will find the endangered Brown Bear and musk deer. With

lush green valley floor and mountains surrounding it Fairy Meadows is a camper’s heaven on

earth. The beauty of the trees and against the backdrop of the mountains is beyond compare.

With a lake so pure that it reflects the beauty that the heavens have to offer.

fairy meadows

Bike Trip To Hunza Valley

Hunza Valley

Last time it was Hunza Valley. It was month of August when i left for Hunza valley. Tour was decided in the month of July. I had long discussion with friend either to go with local transport or should we go on our own bikes. It was tough decision for my foes because almost of them never visited this long on 2 wheels.

We arranged meeting to finalize the things. We kept everything in our mind while discussing the a trip to Hunza Valley. I was the one with experience because prior to this trip, i had visited few places on bike. So i told them everything in detail advantages and disadvantages.

In the end we decided that we will visit Hunza our own bikes. There is one interesting thing that i would like to share with my followers. We were 12 in totals with 6 bikes and 4 of them were on honda 125cc and rest were on honda cd 70. I knew since very first day that it is going to be challenge to drag ourselves on 70cc to the peaks of Hunza Valley. But challenge was accepted. I also briefed everyone what sort of luggage they should have at their disposal throughout travelling.

It was getting difficult to wait for the big day as we were so enthusiastic for our destination and obviously main attraction was travel on bike throughout from Lahore to Hunza and even further.

At last big day came and everyone was at my house to start the journey. As i live on GT-Road so for the convenience of time saving we decided that everyone will be at my place. But we were 6 hours late from our scheduled time. Because my cousin had to come from Quetta for this tour and he was late for it. Anyways it is another story that can be discussed in another thread.

So at last we started our journey at 2 0 clock in afternoon instead of 8 o clock in the morning. It was outside and the humidity level was so high but we never felt it because of the enthusiasm that we had for our journey. We made another blunder, we did not hire any mechanic to take care of our bikes so we were on our own. For that mistake we felt first bolt when we reached Kamoke. One of our bike got punctured, although we had puncture kit but, but but we were scattered and few of us had reached to Gujranwala station.

Friend of us with puncture bike called me and said to me that i am going back. It was shocking for me at first because he did not say me any thing else. I asked him what is the reason, why you gonna go back then he told me my bike is punctured and you guys are running running and running. He had point soon i realized that we are not going as we should move.

I called everybody and told them to stay near Gujranwala. I asked my friend with puncture bike to come along with me and we will sort it out.

TBC......